Are withdrawals from a Roth IRA considered income?
Qualified Roth IRA withdrawals are tax-free and not considered income, but non-qualified withdrawals of earnings may be taxable and subject to penalties.
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Are withdrawals from a Roth IRA taxable?
Roth IRA withdrawals are tax-free if you're 59½+ and the account is at least 5 years old; otherwise, only contributions are always tax-free, while earnings may be taxed and penalized.
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